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Hybrid
Medium Adoption
Low Risk
Est. 2016

Unchained

Unchained Capital focuses on secure multisig custody and tailored loans for businesses and individuals.

Last Updated: January 5, 2025

Interest Rate

12-14% APR

Max LTV

40-60%

Min Loan

$10,000

Jurisdiction

United States

Collateral

BTC

Adoption

Medium

Type

Hybrid

Est.

2016

Unchained

About Unchained

Unchained Capital is a Bitcoin-native financial services company offering collaborative custody and Bitcoin-backed loans. Their unique 2-of-3 multisig model means you hold one key, Unchained holds one, and a third party holds another — so they can never unilaterally access your Bitcoin. Loans require no credit checks and are available to both individuals and businesses. They also offer Bitcoin IRAs and inheritance planning.

Key Features

Collaborative custody (2-of-3 multisig), client holds keys, institutional-grade security, IRA services.

Benefits

  • Multisig custody for added security
  • Business-friendly services

Risks

  • Higher interest rates
  • Requires more onboarding steps
Important disclaimer

Important Notice

This information is provided for educational purposes only and should not be considered financial advice. Always do your own research and verify current terms directly with Unchained before making any decisions. Rates, terms, and availability are subject to change. Last verified: January 5, 2025.

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