Terms & Conditions
Please read these terms carefully before using our website.
Last updated: January 2025
Important Notice
This website provides educational content about Bitcoin-backed loans. We are NOT financial advisors, and nothing on this site constitutes financial, investment, legal, or tax advice. Always consult qualified professionals before making financial decisions.
Acceptance of Terms
By accessing and using The Loan That Pays Itself website, you agree to be bound by these Terms & Conditions.
If you do not agree with any part of these terms, please do not use our website.
No Financial Advice
THIS WEBSITE DOES NOT PROVIDE FINANCIAL, INVESTMENT, LEGAL, OR TAX ADVICE.
All content on this website is for educational and informational purposes only. The information presented:
- Does not constitute a recommendation to buy, sell, hold, or otherwise transact in any cryptocurrency or financial instrument
- Should not be relied upon as financial, investment, legal, or tax advice
- Does not account for your personal financial situation, risk tolerance, or investment objectives
- May not be suitable for your circumstances
You should always consult with qualified professionals (financial advisors, accountants, lawyers) before making any financial decisions.
Educational Purpose
This website exists solely to educate visitors about Bitcoin-backed lending concepts. We explain how these financial tools work in general terms, showcase how others have used them, and discuss the associated risks.
Our goal is to help you understand these concepts so you can make informed decisions — not to tell you what to do with your money.
Think of this site as a library, not a financial advisor. We provide information; you decide what to do with it.
Risk Acknowledgment
Bitcoin-backed loans carry significant risks that you must understand:
- Volatility Risk: Bitcoin prices can drop 50% or more in days, potentially triggering liquidation of your collateral
- Liquidation Risk: If your collateral value falls below required levels, you may lose some or all of your Bitcoin
- Platform Risk: Lending platforms can fail, be hacked, or freeze withdrawals (as seen with several major platforms)
- Regulatory Risk: Laws and regulations around cryptocurrency lending vary by jurisdiction and may change
- Loss of Funds: You could lose your entire investment. Only use money you can afford to lose completely.
Past performance shown in examples does not guarantee future results. Every person's situation is different.
No Guarantees
We make no guarantees about the accuracy, completeness, or timeliness of the information on this site. The cryptocurrency landscape changes rapidly, and information may become outdated.
- We do not guarantee any particular outcome from using the strategies discussed
- Historical examples and simulations are illustrative only and do not predict future results
- Third-party platform information (rates, features, availability) may change without notice
Third-Party Links & References
Our website contains links to third-party platforms and services. We are not affiliated with, endorsed by, or sponsored by any of these platforms.
References to specific platforms are for educational purposes only. We do not recommend or endorse any particular platform, product, or service.
You are responsible for evaluating any third-party services before using them.
Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of The Loan That Pays Itself or its content suppliers and is protected by copyright laws.
You may not reproduce, distribute, modify, or create derivative works from our content without express written permission.
Limitation of Liability
To the fullest extent permitted by law, The Loan That Pays Itself and its operators shall not be liable for any damages arising from your use of this website or reliance on its content.
This includes, but is not limited to:
- Financial losses from investment decisions made based on information from this site
- Losses from using third-party platforms mentioned on this site
- Damages from cryptocurrency volatility, liquidations, or market events
- Any indirect, incidental, special, or consequential damages
Your Responsibilities
By using this website, you agree that:
- You are solely responsible for your own financial decisions
- You will conduct your own research before taking any action
- You will consult qualified professionals for financial, legal, or tax advice
- You understand and accept the risks associated with cryptocurrency and lending
Changes to Terms
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to this page.
Your continued use of the website after changes constitutes acceptance of the modified terms.
Contact
If you have questions about these terms, please contact us.