Coinbase
Coinbase allows U.S. users to borrow USDC against Bitcoin with quick payouts from a trusted exchange.
Interest Rate
8.7% APR (variable)
Max LTV
Up to 60%
Min Loan
$100
Jurisdiction
United States
Collateral
BTC
Adoption
High
Type
Centralized
Est.
2012
About Coinbase
Coinbase is a NASDAQ-listed cryptocurrency exchange offering Bitcoin-backed loans to US customers. Borrow USDC instantly against your Bitcoin with no credit checks. Loans are disbursed through Coinbase's Base L2 network for faster and cheaper transactions. As a regulated public company, Coinbase offers institutional-grade security and compliance. Available only in eligible US states.
Key Features
US publicly traded company, loans up to $1M, instant USDC, no credit checks, Base network integration.
Benefits
- Large and trusted U.S. exchange
- Instant payouts with no credit checks
Risks
- Service limited to U.S. residents
- Centralized custody of collateral
Important Notice
This information is provided for educational purposes only and should not be considered financial advice. Always do your own research and verify current terms directly with Coinbase before making any decisions. Rates, terms, and availability are subject to change. Last verified: January 5, 2025.
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