Binance Loans
Binance Loans offers crypto-backed lending with many collateral choices and low fees, though availability varies by region.
Interest Rate
Variable (hourly)
Max LTV
Up to 65%
Min Loan
Varies by asset
Jurisdiction
Global (except US, UK)
Collateral
BTC + 150 other assets
Adoption
High
Type
Centralized
Est.
2017
About Binance Loans
Binance Loans is the lending service of the world's largest crypto exchange by volume. It offers crypto-backed loans with 150+ collateral options and competitive rates calculated hourly. Choose between flexible loans (repay anytime) or fixed terms (7-180 days). However, Binance faces regulatory challenges in multiple jurisdictions and is not available in the US or UK.
Key Features
150+ collateral options, flexible/fixed terms, instant approval, hourly interest calculation.
Benefits
- High liquidity and many assets
- Flexible terms with low fees
Risks
- Unavailable in some regions
- Regulatory uncertainty
Important Notice
This information is provided for educational purposes only and should not be considered financial advice. Always do your own research and verify current terms directly with Binance Loans before making any decisions. Rates, terms, and availability are subject to change. Last verified: January 5, 2025.
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